Students participating in University of Richmond semester abroad programs will automatically be enrolled in a health insurance plan tailored to meet the needs of study abroad students. The insurance carrier is CMI Insurance, a MEDEX Global Group Company; it is underwritten by ACE American Insurance Company.
Who will not be enrolled?
Non-immigrant students who are studying at Richmond on a F-1 visa already have worldwide insurance coverage (with a $1,000 limit in their home country) through Trawick International. If studying abroad in their home country, these students are advised to purchase additional supplemental coverage, as $1,000 is not sufficient to cover a major accident or illness.
Major features of the CMI study abroad insurance
Illnesses: some expenses have limits (e.g., prescription drugs, physiotherapy, nervous/mental disorders, etc.)
Up to $500,000 per occurrence
Injuries (see policy wording for exclusions)
Up to $500,000 per occurrence
Medical Evacuation
100% of covered expenses pending approval of ACE American Insurance Company
Repatriation of Remains
100% of covered expenses pending approval of ACE American Insurance Company
Emergency Reunion Benefit for one family member
$12,500 max
Telephone assistance to report a claim or request referral to nearest English-speaking medical provider
Worldwide Assist available 24 hours/7 days
Trip cancellation and interruption due to medical reasons
up to $5,000 *see policy for details
Baggage loss
Maximum of $500
Political Evacuation
Up to $2,500 *see policy for details and exclusions
For questions regarding specific benefits or coverage, call the ACIClaims office at 1-888-293-9229.
Please note that trip cancellation and interruption due to non medical reasons is not covered (severe weather, transportation strikes, terrorist incidents). This type of insurance can be purchased through a travel agency or travel insurance company like Travel Guard or Travelex.
These other documents can also be viewed and downloaded:
University of Richmond Office of International Education Puryear Hall, Middle Floor Office Hours 8:30 AM - 5:00 PM, Monday-Friday studyabroad@richmond.edu
